Why Choose Us for Your Car Insurance Plan?
Compare, Choose, and Buy — All in One Place
Even if you didn’t buy your car from us, we’re here to help you secure the right insurance — fast, fairly, and without the usual hassle. As your trusted connection to Singapore’s top insurers, we help you compare plans, understand your options, and choose the coverage that fits your needs best. No upselling. No pressure. Just clear, honest support from people who put drivers first.
At Royal Motor Grandeur, we go beyond the sale — offering tailored insurance solutions for all major makes and models, including Honda, Toyota, Nissan, Mazda, Kia, Lexus, Suzuki, MG, BYD, Mercedes-Benz, BMW, Audi, Lamborghini, and more. Whether you’re driving a new ride or a pre-owned favourite, we make the renewal and application process smooth, transparent, and stress-free.
As a CaseTrust-accredited company, you can count on us for honest advice, competitive rates, and a seamless experience—built entirely around your needs.
Buy Insurance Without Buying a Car
Quick & Paperless Process
No Pressure, No Pushy Sales
Friendly Local Support
Our Awards
Buy Insurance Without Buying a Car
Quick & Paperless Process
No Pressure, No Pushy Sales
Friendly Local Support
Choose Your Plan
Comprehensive
Full coverage for you and your vehicle — maximum peace of mind.
Third-party fire and theft
Covers third-party claims, plus protection from fire damage and theft.
Third-party only
Essential cover for third-party damages — nothing extra, just the basics.
Choose Your Plan
Complete Protection
Full coverage for you and your vehicle — maximum peace of mind.
Fire, Theft & Liability
Covers third-party claims, plus protection from fire damage and theft.
Liability Only
Essential cover for third-party damages — nothing extra, just the basics.
Speed Your Way to Approval
Log in to the Royal Motor Grandeur Portal
Auto-fill your loan application
Quickly and securely with MyInfo, powered by SingPass — no income documents required!
Choose your preferred insurance coverage
Then submit with a tap.
Get insurance quotes delivered straight to your email
Fast, easy, and hassle-free.
Frequently Asked Questions
In Singapore, there are three main types of car insurance to choose from, each offering different levels of protection depending on your needs and budget:
1. Comprehensive Car Insurance
This is the most complete coverage, protecting you against third-party claims, fire, theft, and damage to your own vehicle — even if you’re at fault. It may also cover injuries to you or your passengers, personal belongings, and comes with optional add-ons like roadside assistance and loss-of-use coverage.
✅ Best for new cars, luxury vehicles, or anyone who wants peace of mind.
2. Third-Party, Fire & Theft (TPFT)
Includes basic third-party liability plus extra coverage if your vehicle is stolen or damaged by fire. It’s a good balance between cost and protection.
✅ Ideal for older vehicles or those parked in higher-risk areas.
3. Third-Party Only (TPO)
This is the minimum legal requirement under Singapore law. It only covers damage or injury caused to others — not your own vehicle.
✅ Suitable for budget-conscious drivers or those with COE cars.
💡 Tip: New drivers or owners of high-value cars should consider comprehensive insurance for full protection. For COE or older cars, switching to TPFT or TPO could help you save on premiums.
A reward for claim-free years. You earn around 10% NCD per year, up to a maximum of 50%, which reduces your premiums
Only your insurance company has your NCD records. Please contact your current insurer to check your NCD.
At Royal Motor Grandeur, we simplify the process by comparing quotes across leading insurers in Singapore to help you find the best plan tailored to your profile—at the most competitive rate.
You can renew your car insurance up to 3 months before it expires in Singapore. Renewing early gives you ample time to:
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Compare quotes for the best coverage and price
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Get your vehicle inspected (if required)
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Renew your road tax, which requires valid insurance
Yes, renewing car insurance online is often cheaper because you can easily compare quotes from multiple insurers, access exclusive online discounts, and avoid agent fees. Many insurers in Singapore also offer promo codes or lower premiums for online renewals. Just ensure you’re comparing plans with similar coverage to make the most informed choice.
Speed Your Way to Approval
Log in to the Royal Motor Grandeur Portal
Auto-fill your loan application
Quickly and securely with MyInfo, powered by SingPass — no income documents required!
Choose your preferred insurance coverage
Then submit with a tap.
Get insurance quotes delivered straight to your email
Fast, easy, and hassle-free.
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