Why Choose Us for Your Car Insurance Plan?
Compare, Choose, and Buy — All in One Place
Even if you didn’t buy your car from us, we’re here to help you secure the right insurance — fast, fairly, and without the usual hassle. As your trusted connection to Singapore’s top insurers, we help you compare plans, understand your options, and choose the coverage that fits your needs best. No upselling. No pressure. Just clear, honest support from people who put drivers first.
At Royal Motor Grandeur, we go beyond the sale — offering tailored insurance solutions for all major makes and models, including Honda, Toyota, Nissan, Mazda, Kia, Lexus, Suzuki, MG, BYD, Mercedes-Benz, BMW, Audi, Lamborghini, and more. Whether you’re driving a new ride or a pre-owned favourite, we make the renewal and application process smooth, transparent, and stress-free.
As a CaseTrust-accredited company, you can count on us for honest advice, competitive rates, and a seamless experience—built entirely around your needs.
Buy Insurance Without Buying a Car
Quick & Paperless Process
No Pressure, No Pushy Sales
Friendly Local Support
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Our Awards
Buy Insurance Without Buying a Car
Quick & Paperless Process
No Pressure, No Pushy Sales
Friendly Local Support
Choose Your Plan
Comprehensive
Full coverage for you and your vehicle — maximum peace of mind.
Third-party fire and theft
Covers third-party claims, plus protection from fire damage and theft.
Third-party only
Essential cover for third-party damages — nothing extra, just the basics.
Choose Your Plan
Complete Protection
Full coverage for you and your vehicle — maximum peace of mind.
Fire, Theft & Liability
Covers third-party claims, plus protection from fire damage and theft.
Liability Only
Essential cover for third-party damages — nothing extra, just the basics.
Speed Your Way to Approval
Log in to the Royal Motor Grandeur Portal
Auto-fill your loan application
Quickly and securely with MyInfo, powered by SingPass — no income documents required!
Choose your preferred insurance coverage
Then submit with a tap.
Get insurance quotes delivered straight to your email
Fast, easy, and hassle-free.
Frequently Asked Questions
What are the different types of car insurance in Singapore?
There are three types:
Comprehensive (covers third-party, fire, theft, and own damage), Third-Party Fire & Theft (covers third-party liability plus fire and theft), and Third-Party Only (minimum legal requirement, covers others only). Contact us to find the right coverage for your car and budget.
How can I trust Royal Motor Grandeur’s insurance services?
We work with reputable insurers and tailor plans to your needs — covering all car makes including Honda, Toyota, MG, BYD, BMW, Mercedes-Benz, and more. Competitive pricing and transparency are our priorities.
What is No Claim Discount (NCD) in Singapore?
NCD is a reward for claim-free years — you earn about 10% per year, up to 50% off your premium.
How is my car insurance premium calculated in Singapore?
Premiums are based on your age, driving experience, NCD, vehicle model, claims history, and coverage type. We compare quotes across leading insurers to find you the best rate.
How do I check my No Claim Discount (NCD)?
Contact your current insurer directly — only they hold your NCD records.
When can I renew my car insurance in Singapore?
Up to 3 months before expiry. Renewing early gives you time to compare quotes and ensure valid insurance for your road tax renewal.
Is it cheaper to renew car insurance online?
Often yes, but the cheapest quote isn’t always the best. Speak to our team to compare plans with similar coverage so you get the right protection at the right price.
Speed Your Way to Approval
Log in to the Royal Motor Grandeur Portal
Auto-fill your loan application
Quickly and securely with MyInfo, powered by SingPass — no income documents required!
Choose your preferred insurance coverage
Then submit with a tap.
Get insurance quotes delivered straight to your email
Fast, easy, and hassle-free.
-
EV or PHV? What Car Insurance You Actually Need in Singapore
Most Singapore drivers know car insurance is mandatory. What fewer realise is that the type of insurance matters just as much as having [...]
-
Should You Buy a Petrol Car in Singapore Now or Wait for an Electric Vehicle (EV)?
With EVs accounting for over 40% of new car sales in early 2025 and massive government rebates still on offer, [...]
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